NO BANK ACCOUNT! HOW AM I DOING?

Hi!

Okay, I've been without an account for one month now. How is it?  Still doing fine. So far I haven't found a down side.  I'm going to be honest as I go through this process and, if I have any problems, I'll definitely let you know.

So, I'm getting my first out of the bank check and one negative point is that I have to go pick it up at the post office where I get my mail.  But if I had home mail delivery that wouldn't be a  problem.  I would still, however, have to cash the check at a check cashing place.

Right now, I miss my direct deposit but, EH! I'll get over it.

I had to re route my cash to online, paypal and prepaid card but so far that hasn't been a problem.

Now, my next step will be saving the cash. I have to buy a home safe and save it like they did in "the olden days", in a safe in the mattress in the floorboards.  Actually, it's kind of cool! It's like the Engels family in "The Little house on the Prairie".

As long as I'm doing that, I might as well start prepping! LOL!

As for my experiment? So far, so good!  I found that last month, I had more money in my pocket, and so far I have a clear mind for saving for next month.

I now have money to help Crystal Dennis with her Go Fund Me Campaign and I hope some of you will join me in helping her as well.  I will leave the campaign button on this page so you can have easy access to sharing the campaign as well as donating.

DONATE TO CRYSTAL

ADIOS TIL MY NEXT POST!

FOLLOW THE GREEN, NOT THE DREAM!

WHOA!  WHOA!  Sounds selfish, doesn't it?  But, if you really want to control your money, you have to play by those rules.  There are many corporations out there who are more that prepared to exploit your dreams for their benefit.

If you let them, they'll make you think you are winning when you're not.  That also includes that great corporation you work for (no matter WHERE you work), whether it's McDonald's or Macy's or Wall Street's finest!  Their main concern is their bottom line and they're willing to exploit you and your desires to get there.

For example, I worked in a store, I was very loyal to the company having been there since 1989 (off and on) and I enjoyed my co-workers company very much most of them I'd know for around 10 years or more.

Help Me,Help Crystal.A Blind Celtic
Singer who's fundraising to record her
first professional CD on Go Fund Me.
The link is at the bottom of this page.

When retail took a nose dive, around 2010, it was every man for himself and it hasn't turned itself around yet.  It's now at the point where employees are suffering with their paychecks.  I know people who have a biweekly check totaling $40 USD, and $57 USD (the 57 is mine).  No company should be paying that pithy amount. No one can survive on that!  Then they schedule all "willy nilly" (all over the clock) so you can't get another job because they want you to be available for anytime they need to schedule you. 

The way I see it, if a company can only offer you that pity amount of hours, they should lay you off and let you collect unemployment! They can always rehire you back (or call you) when more hours become available.

But that would mess up their accounting.  It's better for them to have more employees on the books because the government will compensate them for the lack of hours and money lost. They could also schedule employees part time and not have to give retirement benefits.

They follow their green, not your dream.  

The original dream of the corporation usually doesn't survive past the first three generations. It becomes a fight for survival, theirs, not yours! and the employee usually suffers for it in wages and lack of hours of work.

This retail era is the worst that I've ever seen!  You can feel the tension in the stores when you go in.  The employees are overworked and unhappy.  There aren't enough people around to help you on the salesfloor when you need it.  Working their is worse that shopping there.  They promote false leaders to keep people from quitting.  The promotion doesn't give the promotee a higher wage, instead they get to have a one hour lunch instead of a half hour lunch like the peon workers, and they get to control their coworkers ASSignments.

Then, if they don't do well at their new assignment, they usually are "let go" or they get very low hours, so low that they'd rather quit and they do.

Once again, this is the green that the company is following, not the original founder's dream, or their employee's dream.

The bottom line is, decide if your job is still supporting your needs?  If not, start making a list of businesses you can start for yourself.

My last bi weekly check was 57 US dollars!!!!

When I realized that my last bi weekly check was 57 US dollars, I needed to re-evaluate my wage earning priorities.  I'm really appalled that there are businesses out there that (corporations I should say) that condone this pity wage practice. If anyone wants the name of this company, contact me on this blog and I'll be more than happy to tell you.

Remember your green, should be your first priority. We are not using the barter system anymore, we use money, real money. Don't settle for less than a sustainable wage. I'm ending this post here but it's not the last I'll write about this subject. AND


LET'S HELP CRYSTAL!

Remember to help this Blind Celtic Singer to achieve her dream.  She truly deserves to make her first professional CD.  Go to her Go FUnd ME Campaign and donate. Then share her link with your friends and family.  Here is the link:

PLEASE SHOW YOUR HEART AND DONATE

UNTIL THE NEXT POST!

TAKE CARE!

HOORAY! No More Bank Accounts EVER!!!

Ahhhh! Money!  Greenbacks! Dough! Lettuce! and all the other euphemisms for it. All it REALLY is is something we use to barter.

why is our money always
getting away from us?

Our governments control us with money.  Our credit rating determines our lives now.  And with all this being true, we wonder why the young kids worship money so much!

I mentioned in an earlier post, posing a question, do we really need a bank account? Well, I did it, I got rid of all my bank accounts. 

Now my money goes right onto a prepaid visa card and all my checks are mailed out and cashed across the street from my mailbox at a check cashing place.  I live for cash only spending and am I EVER happier.

I'm still in the phase of redirecting my funds and catching up with some bills,but not having to worry about the banking system anymore is a stress relief.  

Now, my money is my own, to spend as I choose, and it feels TERRIFIC!  

Is this for everyone?  I can't really answer that.  But I know that once you relinquish those strongholds, you start considering alternatives.

I started with getting rid of my bank accounts and now I see more money in my purse than was there before, in fact I get 3 checks next week and I have money on my card and $123.00 USD in my purse.  Not enough to really blog about, I know.  But as they say, "I'm not where I should be, but, thank God I'm not where I was" (which was negative 400+ dollars every month).  Oh, and I forgot, I haven't been working for 3 months (at my corporate job) since I took a 3 month leave of absence to do a business retreat.  

But that means, I also haven't been spending money like I'd be at work either, you know transportation, lunches, and work incidentals.

I'll keep you posted to share if this works in the long run.  But, for now, I don't think I'll ever have a bank account again!!

I'LL CHECK YA LATER!!  GET IT? CHECK  ---   BANK?  I KNOW ha! ha!  I'll post updates. G'bye until then and don't spend too much-----money!

GETTING RID OF MY CHECKING ACCOUNT?

Hi!  Kiki here about about something of which I have NO knowledge!  That's right, none at all.  I'm learning about it now and sharing my new knowledge with you, the reader.  That's seems strangely refreshing to admit.  Because I believe that it's when you admit not having the education and knowledge you should have about a subject, when you stop pretending that you know, you open yourself up for the universe to start teaching you.  The universe is a relentless teacher.

Since I've spent most of my life in professions where I had to know the answers like teaching and working in a bank and jobs like that.  Now,  that I can relax and not have the answers, the universe is opening itself up to teaching me.  And I;m ready to learn.

You know, recently I've been studying about the Berlin wall. When it was erected ( from all reports, it was erected overnight, back in 1961) and when it came down in 1989.  I remember working in a JCPenney Department Store during the 1989 holiday season and some German tourists came in to shop.  My supervisor at the time, told me that they were from West Germany and it was the first time they were able to leave Germany and toured the rest of the world.

I remember feeling honored to help them.  What a wonderful experience for them.  I was thinking that our mind is a lot like that Berlin Wall.  When the wall comes down we move from having our thoughts controlled to moving into experiencing a new way of  life. A freer way of life.

I found our by coming here to Mexico that, the USA is one of the few countries that fully rely on credit and credit scores.  It's wonderful to travel to a land where once again, CASH IS KING!!

I remember watching a Youtube video of a woman who moved to Mexico after she retired from the US military.  She said in the video that she was happy to be in a place where she could live in a luxurious home and where companies where not trying to ruin our life over a bad credit ding.

CASH IS KING in other countries.  Anyway, once again, I digress.....The topic the this post is Getting Rid of my Checking account.  I finally did it.  I got rid of my checking account and switched every bill to prepaid visa cards and paypal.  I'm going to send for checks and use my paypal account as my main account.I'll let you know if it affect anything in my life but for now, I'm feeling liberated.  I like not having to worry if the bank is gonna charge extra fees or if something is gonna come through that I cancelled three months ago.  Anxiety was looming.  Cutting that tether was very liberating!

Ok, I made my decision and I'm like you to comment on the question, do we REALLY NEED a checking account??  What do you think....

Well, it's 10:42pm PST and I'm getting sleepy. Going to sleep now.

REMEMBER!  KEEP REACHING FOR THE MOON BECAUSE, EVEN IF YOU MISS, YOU'LL BE AMONG THE STARS!!!

HELP CRYSTAL DENNIS REACH HER STAR....... SUPPORT HER GOFUNDME CAMPAIGN BY SELECTING THE CAMPAIGN BUTTON BELOW:

WITH MONEY, LIKE GOLD, YOU'VE GOT TO DIG A LITTLE DEEPER!

I'm writing my next blog entry.  Hang tight!  I'm finding that this blog, unlike my expat blog at www.globalcommunitypark.blogspot.com  I have to dig deeper.  This money thing has baffled me and plagued my very existance.

I know that may seem strange to some people reading this, but I also know that some of you understand it very well, because you are the same way.

For example, for you guys out there (and you ladies can reverse the scenario), have you ever seen someone that you are drawn to (you know, like ....well you know), and you have one chance to ask them out for a cup of coffee to see if the feeling can become something more?  Then the chance to talk to that person is gone because they just turned the corner, left the building, just walked out of your "field of vision"?

Then, in this scenario, you look ahead and they're about to cross the street, or they stopped to get (a coffee lol!) from a vending machine and voila! there's a second chance to make a connection. But you're paralyzed, you know what you should do, but somehow you're hesitant to follow through even though the follow through could change your life, and give you what you've always wanted?

Well, freeze the feeling of that moment and you'll understand my dilemma with wealth building. The strides I've made before I stopped myself, awakened me to the fact that my issues were deeper than just learning how to make money.  I knew what to do and how to do that.  But something was stopping me!

And it wasn't just "not taking action" or "not following through".  That's just what well meaning people say when they don't know the real answer.  That's the easy fix answer

to say, "I don't know figure it out yourself". What people tell you when they are having the same problems but are better at hiding it than you are.

That wasn't me, I REALLY wanted to fix this.  That brought me to where I am now. Even though I'm still learning.  I'm willing to ask the hard questions to people who are giving me the hard to hear answers.

A recent example of this is that, as you know, if you follow my blogs, I'm helping a blind Celtic singer with a Go Fund Me Campaign that'll allow her to go to Chicago and record her first CD.  She has the studio waiting for her.  They are giving her 3 hours of time in the studio and she will meet with a professional engineer to help her get her music in order before the actual day she is in the studio recording.  It's a great opportunity for her and a big step in her career but I can't seem to help her get donations!

I asked a friend for suggestions, Both she and her husband are successful lawyers and her husband is also a politician.  She was a fundraiser for his campaign, I asked her for some tips to help me help Crystal raise funds.

She said, "..well, personally, I think my husband might have won the election, but I didn't work hard enough".  OUCH! that hit hard!  With everything I'm doing, could I not be working hard enough??

Well that was the message I got from her comment.  Since then I've been working harder and I'm now determined that Crystal will get to Chicago and record her CD.

 I don't understand why people I'm contacting aren't willing to donate to her campaign but, I now realize that, I'm in this alone.

What I really don't understand is; I've seen people use Go Fund Me and get funded 12,000. for vacations to Italy, and one man got 20,000. to make a new potato salad recipe!

I don't get it. But I really don't care anymore.  But I digress......   

And by the way, if you can find it in your heart to donate to Crystal's campaign.  Here's the button:

But back to this story.  So these days, I've put myself in a neighborhood of hardworking people who have built a large enough nest egg to own beautiful homes on the beach and I feel bless to be able to live here and learn from them.

And if you're wondering why I don't get donations from them, I'm planning an event to do just that.  I also plan to put in $600.00 of my own money. 

I just wanted to use the fundraising campaign story with my lawyer friend as an example of how my new attitude about money is opening me up to seeking advice on thinking out of the box as well as they're kicking my butt every once in a while.  

By the way, although I don't consider my lawyer friend rich, she certainly is successful.
  
Basically, if you're going into an office and trading hours for dollars (even if you're self employed) you're probably not wealthy. Of course there are exceptions. But that's another enlightenment for another post.

Well, I meant for this to be an explanation of why my next post was taking so long to enter but it turned out to be it's own post. Gonna end it here. 

I hope my sharing is helping someone out there or at least making you think of how blessed you are because you've overcome the things I'm now learning a long time ago. Ciao for Now!

AND REMEMBER ALWAYS REACH FOR THE MOON BECAUSE, EVEN IF YOU MISS, YOU'LL BE AMONG THE STARS!!      Be Blessed, Kiki!