Tuesday, September 29, 2015

STOCK MARKET IS DOWN, FOREX IS WACKY, SPEAKER OF THE HOUSE RESIGNS!

AND STILL money is the great equalizer.

Even more so these days!  Haven't you noticed that not many people can fake wealth today like they did in the 80's and 90's? I always believed (thanks to my mother's teaching) that having money is better than having credit.  Now, I know that not many people would agree with that, but it's holding true for these days.  I left a job where I would try and get people to open credit accounts everyday and all day.  My employee reviews would reflect how many people opened accounts while under my watch. I never did well at that because it was difficult to convince someone to do something I wouldn't do and that I didn't even believe in!  Once I let those people know that I understood and agreed with their not wanting to continue to get deeper into credit card debt and they knew that the pressure was off, I'd hear their stories of how they just got out of debt and now only was using cash. For those consumers,the blinders are off  and they see that the Emperor has no clothes on.

The Crazy Shopping Season Begins Again!
The easiest customers to sell a credit card to was new immigrants, and newly liberated teens (18+19) and young adults just out of college, males and females. New to the employee status realizing that they can get a $1500.00 credit card and only pay $200 of their $1,200. a month salary (if they're lucky).  They could buy lots of stuff and still have enough left over to save for that brand new car!

Now, living in a wealthy retirement community like the one I live in (no, I'm not wealthy, I just live here, in a nice little bungalow). I see that my neighbors think like I do. The reason they're retiring into 6 million dollar homes is because they didn't spend their money on new cars and paying off their credit cards.  

The week that I moved in I met a couple who decided to downgrade their 3 million dollar home to a 2 million dollar home because it was smaller and without kids in the house any longer, they didn't need the space of the bigger house. The choices they have here are enviable and oh so inspirational! When I see the treadmill that the young ones are volunteering to jump on, I fear for their future. We didn't seem to learn anything from our recent ECONOMICAL past.

I've decided to take advantage of the money I've managed to save (which amounts, so far, to approximately $300. a month), and put it into the stock market when it drops some more. I put most of my money so far into taking my singer to Chicago, for her CD Launch (which we are still around $540.00 USD short of going and DONATIONS are still being accepted), but I plan to start investing cash as soon as I get back from Chicago and can start saving up again. I also have some other business investments I'm considering. But more about those on another post.  I'll be glad when the Chicago trip is over.

Another thing I keep a close watch on is Forex trading.  I keep a money APP on my phone and my tablet so I can see how monetary values are changing. I'm trying to see if I can make money by buying other types of currency when our dollar becomes worth more than theirs. I can't figure it back and forth, that's too much thinking.  I'll pay someone to do that for me later when I can afford it.

The More We Have The More We Want!
When Will We Have Enough!

The last bit of news is that the Speaker of the house has resigned. Actually I heard of this last Friday and wondered why the News Media hadn't broadcasted it.  I woke up every morning wondering if they had a gag order not to broadcast the news.  Our media is very manipulated by our government. I don't trust their broadcasts because they won't tell us anything the government doesn't want them to, but, once again, a topic for another post..... or not.

A PLEA TO HELP CRYSTAL DENNIS - THE LAST MONTH!

I'm leaving another chance for you to DONATE to this cause. Please search your heart and find it in you to help me give this Blind Celtic Crossover Artist her dream of recording her first CD. If you saw her on the street begging with a tin can, I trust that you'd give to her cause.  Why is this any different? Because she has enough talent to be self sufficient? Please donate $5 now? Just click on the button below, then pass the link to your friends, family, co-workers, and social networks.  Please help us to do this?


AS ALWAYS!  STAY HAPPY AND POSITIVE! CATCH YA NEXT POST!

Thursday, September 17, 2015

LOTS OF CHANGES! AND FINALLY, A SILVER LINING!

JULY 17TH 2015!!!

Keep that date in mind as you read and I'll let you know why later.

First I started this blog and then I got rid of my bank account. Since then, 3 more people that I know of have gotten rid of their bank accounts as well. Although they are new at it, I know they watch this blog to gage how I'm doing.


In hard times, you can rearrange 
your budget to keep 
more of your money and invest
what you manage to save
OH NO!!!   I QUIT MY JOB!!!

My next big move was to quit my job. I found that by rearranging my budget, I actually keep more money without a job. I manage  to keep about 300 extra dollars a month by not working! Now I'm taking the money I save and I'm starting to day trade stocks. Back in 2004, I started day trading and with that money I moved to Vermont, USA in 2008 and in 2009 I opened a small souvenir shop on the Main Street (something I've always dreamed of doing). 

DAY TRADING; A NEW START

So I've started again with my trading. I've been ignoring my remaining stocks which included Facebook (which increased by $50 a share since I've bought it!), so I've lost all of my Real Estate Stocks. Right now, I can't take any money out of the account, I can only trade due to the type of account I have so I plan to add money to the account and day trade. 

Some of my other businesses I've not begun yet because I'm focusing on getting my singer to Chicago for her CD recording.  I'm gonna put a link at the bottom of this post for those who'd like to donate to her Go Fund Me Campaign. 


Fruit is very inexpensive
But back to my rearranging my budget to keep more money than I spend, that helped me so much and I encourage anyone who  hasn't done this already, to start doing so now. 

Sometimes we work so hard to make MORE money that we don't realize how much we're spending just to keep a job. Most of my money that I made was being used to keep the job that I had. Since it was in retail, they cut your hours whenever they didn't have enough hours to give. So many employees are hurting! 

A HEALTHIER LIFESTYLE


4 pounds (1 kilo)  for $1.50 USD
So as of today, I'm living better, eating better and (healthier), and my stress level is way down.  I'm finally learning to enjoy life. After I return from Chicago with my singer, I plan to take golf lessons and take advantage of the horse stables we have down here that allow us to ride on the beach for only $5 per hour USD, and it's located about 2 miles away from my beach front flat.

THE SILVER LINING

Now why did I ask you to remember the date of JULY 17, 2015? Because that was the day I decided to get rid of my bank account, remember? Here is a chronological update. August was stressful, disorganized, and I wondered if I'd done  the right thing. 

Now, in September, things are starting to get better.  I did a month's worth of incidentals and grocery shopping and
caught up with my bills. I even for paid part of the Chicago trip for me and my singer.  I'm still about $200 short but, if I could have raised the money to take her and not had to use my own money, I'd be in the black money-wise.  We're still trying to raise the funds with the Go Fund Me Campaign. I'll let you know what happens.

Well, that's my update for now.  I'm quite content with how things are turning out. 

please help me help CRYSTAL DENNIS by clicking on the button below